Employment Accident Insurance
Every profession has its challenges, but protecting your employees should not be underestimated. With "Work Accident" insurance, you provide them with the necessary assistance in case of temporary or permanent disability due to an accident that occurred at the workplace. The safety of your team is an investment in the success of your business. For a safer and more sustainable work process, provide your employees with financial support and peace of mind.
The insurance provides protection for employees and workers who perform work that poses a danger to their life or health.
Work accident insurance is intended for workers and employees who perform work in the main and auxiliary activities of enterprises belonging to economic activities with occupational injuries equal to or higher than the national average.
Basic (mandatory) risks:
- Temporary incapacity for work due to an accident at work;
- Permanent reduced working capacity due to an accident at work;
- Death due to an accident.
Additional (optional) risks:
- Extension of coverage for accidents at work under Article 55(2) of the Social Security Code;
- Temporary incapacity for work due to an accident at work with a higher insurance amount;
- Extension of coverage abroad.
- Option to conclude an individual or group contract;
- 100% coverage of expenses – the insurance does not include any deductible, which means that all approved expenses are covered in full by us;
- Protection for workers in high-risk professions;
- Option for extended coverage when working abroad;
- Quick and easy inclusion of new employees in the policy.
Frequently Asked Questions
Changes may be made to the contract. The policyholder shall notify the insurer of any changes in the list of insured persons, based on which information ZK LEV INS AD shall issue an addendum.
Some of the professions that require compulsory "Work Accident" insurance include construction workers and infrastructure maintenance workers, manufacturing and industrial workers, electricity distribution companies, mining and extractive industries, transport, and others.
It is possible to take out an individual policy, but for professions that require compulsory insurance, it is taken out by the employer.
In the event of an insured event, you can contact us within 7 working days on our 24-hour toll-free number: 0800 10 200 and provide complete and comprehensive information about the accident.
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