Types of insurance
Property insurance
This type of insurance covers residential or commercial buildings and facilities, movable property, equipment, and other various types of tangible assets. The purpose of property insurance is to provide financial compensation or replacement in the event of various events such as fire, theft, flood, storm, earthquake, and others described in the insurance policy.
Travel insurance
Travel insurance is a type of insurance designed to cover various risks and adverse events that may occur during travel.
This type of insurance provides financial protection against expenses related to medical care, trip cancellation, loss of luggage, and other unexpected events. There are various types of travel insurance, including those that specifically cover the risks of mountain tourism, others that are useful when traveling abroad, and many other options.
Cyber insurance
This type of insurance covers damages that businesses or individuals may suffer as a result of malicious actions in the digital world—data theft, system and software breaches, information lockouts for ransom, and other cybercrimes. Cyber insurance helps organizations cope with the financial and reputational consequences of cyber attacks.
Liability insurance
This type of insurance aims to cover the costs associated with the insured's obligations and responsibilities to third parties, to guarantee the quality of the services provided or products manufactured by them. This type of insurance can be taken out by both companies and individuals who bear professional responsibility, such as lawyers, notaries, doctors, builders, etc. The terms and conditions of these policies and the risks they cover are very diverse and can be adapted to the individual needs of the insured. Insurance is an important tool for protecting the financial interests and reputation of the company or person taking out the policy.
Transport insurance
Transport insurance aims to provide coverage for various potential losses that may occur during the transport of goods or people. Insurance provides financial security and protection against various risks such as fire, theft, accidents, or natural disasters. It covers losses or damage to goods during their transport by land, sea, and air.
Agricultural insurance
This type of insurance protects the agricultural sector from various risks that may arise in the process of production and exploitation of agricultural crops and activities. It covers losses to crops or animals that may be caused by extreme weather events such as drought, floods, hail, etc. Agricultural insurance also covers potential losses caused by damage to agricultural machinery and equipment, damage to buildings and facilities.
Accident Insurance
Accident insurance provides protection and compensation in the event of an unexpected event related to an accident or mishap. It provides financial assistance to the insured person or their heirs in the event of bodily injury, disability, or death caused by an accident. The scope of this type of insurance is very broad and can be adapted to the needs of the individual.
Life Insurance
Life insurance is voluntary insurance that provides financial protection against various risks related to the life and health of the insured. It provides financial security in the event of the death of the insured person. This type of insurance can also be savings-based and pay out a financial premium if the person reaches a certain age. The main purpose of life insurance is to provide financial security in the event of accidents related to the health and life of the insured person. Depending on the insurance policy, the financial compensation may vary for each insured person.
