Professional Liability Insurance
Every professional invests years of effort, dedication, and passion to become a trusted expert in their field. Your clients rely on your knowledge — and on your ability to stand behind your work.
With compulsory Professional Liability Insurance, you protect not only your reputation but also the trust your clients place in you. Our coverage shields you from financial losses, legal expenses, and third‑party claims included in the policy, allowing you to stay focused on what truly matters: helping people and building a successful future. Being a professional means taking responsibility. With us, you never carry that responsibility alone — we stand beside you every step of the way.
The Professional Liability insurance contract protects the responsibility of the insured and everyone who stands behind their work. Coverage extends not only to the professional themselves, but also to their representatives, employees, and any additional individuals the policyholder chooses to include. This is protection that grows with your team — ensuring that every action taken in the name of your business is backed by reliable, comprehensive security.
Professional Liability Insurance is legally required for a wide range of regulated professions — including lawyers, notaries, private bailiffs, medical professionals, insurance brokers and agents, builders, designers, and many others.
For all other specialists, the insurance can be taken out voluntarily, offering an additional layer of security and strengthening the trust of clients and partners. Whether mandatory or optional, it is a smart investment in your professional reputation and long‑term stability.
Your essential protection includes:
- Indemnity payments for death, bodily injury, illness, or property damage caused to third parties during the insurance period.
- Coverage for financial losses suffered by third parties with whom you have a legal relationship in the course of your professional activity.
- Expenses related to preventing or limiting further damage, helping you act quickly and responsibly.
- Legal fees and court‑awarded costs in compensation cases, ensuring you are supported throughout the entire legal process.
- Lost profits resulting from unlawful damage, helping you recover from unexpected setbacks.
- Interest for delayed payments, so you remain financially protected even when claims take time to resolve.
- Lost profits due to non‑performance of contractual obligations, when such losses arise from insured events.
- Court‑awarded expenses in favor of the injured party, when the insurer participates in the legal proceedings.
Enhance your protection with optional coverage:
- For liability related to lost profits arising from the non‑performance of a contractual obligation, the insurer may provide coverage upon payment of an additional premium, unless otherwise agreed in the policy.
- Protection for you and your team – because every professional deserves reliable support.
- Peace of mind in unexpected situations – stay focused on your work, knowing you’re backed by solid coverage.
- Flexible options for additional protection – tailor your policy with add‑on coverage for specific risks.
- A competitive advantage – clients feel more confident choosing a professional who is insured and responsible.
Frequently Asked Questions
The insurance premium is determined in accordance with the company's current tariff after conducting an individual analysis of the customer's insurance interest, based on a completed proposal form.
Yes, the insurance covers not only the liability of the insured person, but also that of their representatives specified in the insurance contract.
You can obtain more information about this insurance at our office.
Yes, the policy provides protection for both you and third parties who have been affected by your professional activities.
If your client suffers financial losses as a result of your professional actions, they may seek compensation. This insurance covers such claims so that you receive financial support.
