Private Property Insurance

The "Personal Property" product can provide insurance coverage for both movable and immovable property. This includes:

• Homes;
• Villas;
• Greenhouses;
• Farm buildings, prefabricated buildings, and non-solid buildings;
• Unfinished construction;
• Common property and furnishings;  
• Household appliances, heating and air conditioning systems;
• Computers and audio-video equipment;
• Auxiliary farm equipment, tools;
• Agricultural products in storage;
• Works of art, etc.  

Property insurance is designed to protect the property of individuals. The subject of insurance may be property owned by the insured, as well as third-party property that the insured uses on a legal basis. 

Basic (mandatory) risks:

• Fire and consequences of firefighting;
• Natural disasters - storm, hurricane, whirlwind, hail, torrential rain, flooding due to natural disaster  
• Damage due to snow or ice
• Accidents
• Impact from self-propelled machines during loading or unloading of machines or damage during transport;
• Short circuit/electric shock;
• Impact from a motor vehicle or animal.
• Burglary;
• Robbery;
• Fire caused by malicious acts of third parties;
• Vandalism;
• Broken glass.

Additional (optional) risks:

• Earthquake;
• Reimbursement of expenses incurred in taking immediate measures to limit and eliminate the consequences of an insured event and to rescue damaged property;
• Liability for property damage or non-property damage caused to third parties as a result of an insured event.

• Insurance coverage for additional premises attached to the home - basement, attic, garage, or auxiliary building;
• 24/7 free emergency assistance to control and limit an insured event;
• Assistance from a specialized technician, without paying an additional premium.