Professional Liability Insurance
Every professional puts in years of hard work and dedication to become the best in their field. Your clients rely on you and your expertise. Take out compulsory Professional Liability insurance with LEF INS to protect their trust. It covers financial losses, legal costs, and third-party claims covered by the policy, so you can focus on what you love—helping others and successfully developing your future. Being a professional means taking responsibility—we are right there with you!
The "Professional Liability" insurance contract covers the liability of the insured, including their representatives, persons in employment relationships with them, and those whom they choose to include in the insurance contract.
Insurance is mandatory by law for professions and activities such as lawyers, notaries, private bailiffs, medical professionals, insurance brokers and agents, builders and designers, etc. Insurance can also be taken out voluntarily for people engaged in activities other than those mentioned above.
Basic (mandatory) risks:
- Amounts payable upon the occurrence of events covered under the terms of the insurance as compensation for death, bodily injury, illness, or property damage caused to third parties during the term of the insurance;
- Expenses for compensation for damages or financial losses caused to third parties with whom the insured has a legal relationship in the course of their professional activity;
- Expenses for limiting damages;
- Fees and legal costs awarded in the compensation case;
- Lost profits as a result of unlawful damage;
- Interest for delay;
- Lost profits as a result of non-performance of a contractual obligation;
- Expenses awarded in favor of the injured party in court cases brought against the insured to establish his civil liability, when the INSURER is involved in the proceedings.
Additional (optional) risks:
- For liability for lost profits resulting from breach of a contractual obligation, the insurer may provide coverage against payment of an additional premium, unless otherwise agreed.
- Protection for you and your team;
- Peace of mind in unexpected situations;
- Option to purchase additional coverage for specific risks;
- Competitive advantage - your customers will feel more at ease knowing that you are insured.
Frequently Asked Questions
The insurance premium is determined in accordance with the company's current tariff after conducting an individual analysis of the customer's insurance interest, based on a completed proposal form.
Yes, the insurance covers not only the liability of the insured person, but also that of their representatives specified in the insurance contract.
You can obtain more information about this insurance at our office.
Yes, the policy provides protection for both you and third parties who have been affected by your professional activities.
If your client suffers financial losses as a result of your professional actions, they may seek compensation. This insurance covers such claims so that you receive financial support.
