Voluntary Professional liability
When you put everything into your work, you want to be sure that you are prepared for any situation. Your work is invaluable—and our job is to help you protect it. Professional liability insurance gives you the freedom to work and develop without worrying about unexpected situations. Unlike Professional Liability Insurance, which is mandatory for certain professions, this policy is designed for anyone who wants to work responsibly, even if they are not required by law to be insured.
Professional liability insurance provides protection against third-party claims arising from professional negligence or errors. It covers legal defense costs, court costs, or compensation for damages caused.
This insurance policy is suitable for any professional who provides services or solutions to their clients, including consultants, financial and economic advisors, architects, designers, brokers, IT specialists and developers, lawyers, translators, etc.
- The amounts that the insured person is legally liable to pay as compensation for legal relationships arising from the performance of their professional activities;
- The expenses incurred by the insured person to limit the damage when acting with the necessary care for the case, even if their efforts are unsuccessful;
- The amounts that the insured person is required to pay as compensation for material damage, bodily injury, illness, or death caused to third parties during the term of the insurance in premises or places where the main or other activity specified by the insured person is carried out, within the limits agreed in the policy;
- Fees and legal costs incurred in the compensation proceedings brought by the claimant, if such compensation is due under the terms of the policy;
- Lost profits that are a direct and immediate result of unlawful damage;
Interest for delay, where the insured is liable for its payment to the injured party within the limits of liability;
Possible additional coverage for liability for lost profits resulting from breach of contractual obligations;
100% coverage of expenses – insurance does not include deductibles, which means that all approved expenses are covered in full by us;
Individual approach and precise risk assessment.
Frequently Asked Questions
The insurance premium is determined in accordance with the company's current tariff after conducting an individual analysis of the customer's insurance interest, based on a completed proposal form.
Even if it is not required by law, this insurance policy is a great solution for every professional. It guarantees assistance against financial or reputational risk resulting from the performance of your professional duties.
Yes, this insurance allows coverage for more than one insured person. You can include employees, partners, or other related persons who perform commitments on your behalf.
The insurance may include additional coverage for lost profits due to breach of contractual obligations for an additional fee.
In the event of an insured event, please contact us on our toll-free 24-hour hotline: 0800 10 200. Our representative will review the case for assistance and, if necessary, we will pay compensation in accordance with the terms of the insurance policy.
