Mega Protect Insurance

Mega Protect brings together five different types of insurance in one combined policy, offered at preferential prices. You can choose from eight flexible protection packages, allowing you to tailor your coverage to your lifestyle and priorities.  

This policy provides comprehensive protection across every important area of your life. It covers movable and immovable property, the liability of both individuals and legal entities, and the health, life, and physical integrity of the insured. In addition, it includes specialized services and reimbursement of essential expenses — giving you complete confidence that whatever happens, you’re protected.

Mega Protect provides the following insurance coverage: 

• Residential buildings.
• Movable property.
• Third-party liability.
• Medical expenses while traveling abroad.
• Domestic accidents. 

Mega Protect insurance may be concluded by the property owner or tenant. The personalized options offered makes it a modern and convenient solution for individuals looking for flexibility and affordability.  

• Damages resulting from fire and the consequences of extinguishing it, lightning (thunder, lightning).
• Explosion and implosion, falling and crashing of aircraft and parts thereof.
• Storm, hurricane, whirlwind, tornado, damage from falling branches, trees, etc., hail and its consequences, torrential rain, flooding due to natural disaster.
• Damage caused by groundwater action and/or sea waves, or resulting from the weight of naturally accumulated snow or icefrom, freezing (frost) of stock and material assets, landslides and subsidence of the earth’s surface.
• Damage resulting from sudden and accidental failures in water supply, sewerage, heating, or air‑conditioning systems and/or their connecting pipes, as well as unexpected water leakage from sprinkler systems, provided the event is sudden, accidental, and not due to improper maintenance.
• Damage to property caused by impact from self‑propelled machinery and/or during loading or unloading operations performed with loading and unloading equipment, when such damage results from an accidental event involving this machinery.
• Damage to property during transportation from one address to another, using own or hired transport, when the loss occurs as a result of a sudden and unforeseen insured event during transit.
• Short circuit and electrical damage.
• Impact from a motor vehicle or animal.
• Earthquake.
• Burglary.
• Malicious acts by third parties.
• Fire resulting from malicious acts by third parties.
• Vandalism and vandalism during attempted burglary to insured property.
• Expenses for preventing or mitigating damage – covers actual and necessary expenses incurred to prevent the occurrence of an insured event (including moving or protecting insured property) or to limit or reduce damage after an insured event has occurred. This includes the costs of debris removal and disposal, up to a total of 5% of the insured sum for the affected property.
• Breakage of glass.
• Liability to third parties.
• Medical expenses resulting from an accident or acute illness. 
• Transportation and repatriation.
• Death of the insured person as a result of a domestic accident.
• Permanent loss of working capacity as a result of a domestic accident.
• Temporary loss of working capacity as a result of a domestic accident.
• Medication expenses – covers the cost of prescribed medication purchased within 30 days from the date of the domestic accident.

• Comprehensive insurance solution providing broad, multi‑line protection in a single policy.
• Premium payment by installments, allowing flexible and convenient premium settlement.
• Freedom to choose different coverage options within each of the five insurance sections, tailoring the policy to your individual needs.
• 24/7 free emergency assistance in the event of an insured incident, ensuring support whenever you need it.