Mega Protect Insurance

MEGA PROTECT includes insurance coverage for 5 different types of insurance, combined at preferential prices, in a single policy. You get 8 possible options to choose from, depending on your preferences.  

This policy covers movable or immovable property, liability of legal entities and individuals, the health, life, or physical integrity of the insured, as well as specialized services and compensation for expenses.

MEGA PROTECT provides the following insurance coverage: 

• Residential buildings;
• Movable property;
• Third-party liability;
• Medical expenses when traveling abroad with assistance;
• Domestic accidents. 

MEGA PROTECT insurance can be taken out by the owner or tenant of a property. The option to personalize the policy makes it a convenient solution for individuals looking for flexibility and affordability.  

• Covered are damages resulting from fire and the consequences of extinguishing it; lightning (thunder, lightning);
• Explosion and implosion; falling and crashing of aircraft and parts thereof;
• Storm, hurricane, whirlwind, tornado, damage from falling branches, trees, etc., hail and its consequences, torrential rain, flooding due to natural disaster;
• Action of groundwater and/or sea waves, damage from the weight of natural accumulation of snow or ice, freezing (frost) of stock and material assets, landslides and collapse of the earth's surface;
• Water supply and sewerage accident - damage caused by an accident involving water supply, sewerage, heating, and air conditioning systems and/or pipes is covered; sudden water leakage from sprinkler systems;
• Damage to property caused by impact from self-propelled machinery and/or during loading and unloading with loading and unloading machinery during an accident involving such machinery; damage to property during transportation from one address to another with own or hired transport;
• Short circuit/electric shock;
• Impact from a motor vehicle or animal;
• Earthquake;
• Burglary;
• Malicious acts by third parties;
• Fire caused by malicious acts by third parties;
• Vandalism and vandalism during attempted burglary of real estate;
• Expenses - actual expenses incurred to prevent an insured event (including for moving or protecting insured property), as well as to limit or reduce damage after an insured event has occurred, including the costs of clearing debris and remains of such property, up to a total of 5% of its insured amount;
• Broken glass;
• Liability to third parties;
• Medical expenses resulting from an accident or acute illness;
• Transportation and repatriation;
• Death of the insured person as a result of a domestic accident;
• Permanent loss of working capacity as a result of a domestic accident;
• Temporary loss of working capacity as a result of a domestic accident;
• Medication expenses – expenses incurred for purchased medication are covered up to 30 days from the date of the domestic accident. 

• Comprehensive insurance coverage solution;
• Option for deferred payment;
• Choose a different option in each section of the five different insurance policies;
• 24/7 free emergency assistance in the event of an insured event.